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Things You Need to Know Before Buying Your Next House

It is hard to know what information you need when buying a house. It would be best if you did your research for an informed decision. Home buying is not just about finding out how much the house is worth or making sure the school district is decent. There are so many other factors that could make or break your future home and wallet purchase. You need to know the following things before buying your next house.

Home Loans

You first need to determine which type of loan would work best for you. Conventional loans allow you to have a fixed monthly house payment for the life of your mortgage. Purpose-built rental homes make up a small amount of the housing market. Rent-to-own homes are also common. They allow you to purchase a home while living in it. Rent-to-own homes have the option of renting them out afterward. However, these types of loans carry higher interest rates than regular mortgages.

Down Payment

Down payments can make or break your mortgage application. The larger the down payment, the more you invest in your property and the disincentive to default. The smaller your down payment, the more affordable it will be. Financial stability also determines how much you can afford as a down payment.

Home Insurance

According to real estate experts like Jennifer Alsbrooks, home insurance is essential for homeownership. Homeowners’ insurance protects against damages that may occur to the house from weather or fire. It also covers liability claims from accidents on the property. This helps protect your investment and is not often negotiable. Property tax is also another factor when purchasing a home. The lower the property tax, the lower your monthly costs will be.

If you are looking to buy your next home, it can often be overwhelming trying to navigate the process. There are so many different things to take into account. You will want all the information you can get. Researching will help you make an informed decision and avoid regretting your purchase.…

March 31, 2022 by vanalika Design Home

Shopping Tricks When Stressed to Keep Your Wallet Safe

Most young workers often experience pressure in their work which is quite draining of mind and energy. These challenges can be in the form of competition among coworkers, endless work deadlines , bosses who are always demanding, to complicated office politics.

No doubt, this kind of pressure has pushed many young workers to finally find a quick way to get rid of all these fatigues. There are many ways that are often done, for example hanging out at cafes after work, ordering snacks online to being diligent about shopping at the mall during break time. This habit is known as retail therapy .

Actually there is nothing wrong if you as a young worker want to deal with stress or work pressure by shopping. It’s just that you should stay wise when shopping hacks so that consumptive entertainment activities don’t confuse you financially. So, what is the right way to be wise in shopping when stress hits?

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Carefully Set the Budget

One of the easiest ways to control all consumption activities is to set the budget as well as possible. You may have a hobby of shopping or just snacking, if the activity is done consciously, adjusted to the ability of the pocket, and not impulsive.

To start this way, try to allocate a budget in such a way specifically for these needs. For example, opening a special account so that expenses can be more organized.

This account can be allocated every month when you get a monthly salary or other source of income. Of course, the amount of the budget is according to the needs of each. But just make sure, the allocation is only about 5% to 10% so as not to interfere with other priority needs.

Be smart when shopping online

Technological developments have made many people start to be attracted to online shopping . In fact, this habit has begun to infect workers in the office.

Online shopping is indeed quite effective as a means of releasing stress when the demands of office work are peaking. Unfortunately, if you are not careful enough to go too far, this activity can become a habit that disrupts finances. Especially if you like shopping with a credit card.

Bring supplies from home to keep your wallet healthy

This one trick does sound classic but believe me it is very effective in controlling expenses while at work. Not only healthier, bringing lunch for lunch also greatly affects financial conditions. Of course, these expenses do not include snacks or snacks such as coffee and so on. On the other hand, if you bring your own supplies, the savings made are quite large.

Reduce Lazy Attitude

Extravagant activities carried out in the office are often driven by laziness or fear of missing out on trends. For example, there is a coworker who wears a new bag or shoes and immediately becomes the center of attention. When you know the price of the bag is quite affordable and can be paid in installments, of course, more and more friends who talkative want to buy it so that it is considered slang and contemporary.

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September 5, 2021 by vanalika Design Home

Retro Decor Ideas to Try at Your Home

Retro themes have re-emerged lately. Even though it looks very classic, but many people like it. It’s maybe suitable for any kinds of things such as for home. For those who are looking for retro decor ideas, you can look at this article. There will be some recommendation of stuffs to install at your home. It’s no longer difficult in choosing the best design. Form the retro decor ideas ideas below, you can make your home looks so classic.

Black and White Floor Tile

A room with plain white walls is the best way to make a room look retro. But it’s still not perfect if you don’t add a unique floor. Black and White tile is one of the models that you can install at home. Especially if this is placed in your kitchen. This will create a retro feel like going back to the old days. Besides, it will also make your kitchen look brighter. This is the number one of retro decor ideas you should apply. Who knows if it fits your home very well.

Vintage Furnitures

Besides floor, furniture also essential to create a retro home look. There are bunch of choices whether it’s chair, cabinet, or others. But you should know to place it at your home. Home office becomes the best choice for vintage furniture. We all know that spending most of our time in a room would be boring. Therefore, create a good mood by designing your home office. You can look for vintage bookcase or wood desk to make your room perfect.

The Existence of Retro Feature Wall

In line with the furniture, the existence of retro feature wall is helpful. Yeah, this is the number three of retro decor ideas to try. Many wall hangings may look very childish to some people. But if it’s replaced with a retro feel, this will create a unique look. Don’t leave your walls plain and very boring. You can apply the proper interior arrangement without the help of consultants. Look for DIY interior design through Youtube and even movies. You must ever found a home that has very retro look on social media. You can take a screenshot or save it as reference.

Small Bench near to Telephone

Small thing like bench could be important too for your home. But you might be confused where it should be placed. Telephone is a place that is rarely noticed. Even though it’s only for receiving and calling people, it needs to be comfortable. Well, to make it cozier and retro, you can add a bench near to the telephone. This will be very useful when you want to gossiping for a long time. What you should now is looking for a bench with a design that is quite unique in terms of colour and shape. You can make it looks fun by adding bright colour and patterned pillow. For those who want to be more innovative, you can make a telephone table that can be used as a sofa at the same time. This will be very efficient and definitely save more costs.…

2 Best Chief Architect Home Designer

Whatever your job is, architect or common worker, designing home is truly exhausting. Whether it’s minimalist or not, you should know how to arrange it. But with the ease of accessing the internet, this job is no longer difficult. You can do it quicker with the chief architect home designer software. Just download or do trial the software in mastering your skill in designing the home you want. Utilize 2 best chief architect home designer software below for more detail.

Chief Architect

Dreaming of owning the best house is very easy today. Besides preparing the budget, collecting many ideas is necessary. But all those are more efficient with the help of chief architect home designer software. The first software that you can choose is Chief Architect. This is very recommended chief architect home designer because of the trial download. As it is not only for the experts, the trial download can be useful for the the common people. There are options of what kind of products you are looking for and the project type. But it’s better for you to sign up to this chief architect home designer first because it will be easier later. Utilize the sample gallery or training video to make yourself ready to design.

SketchUp

The second chief architect home designer software to choose is SketchUp. But what’s the reason why you should choose this software? It’s because SketchUp has a friendly 3 Dimensions modeling software which can make the users easy to design the home they want. Just by drawing the lines or shapes, then you can get them in the form of 3 Dimensions. It’s such an amazing chief architect home designer, isn’t it? You also can find all the 3D models of furniture to see how will it look in real. For the beginners, you can learn how to design by watching the tutorial videos.…

July 20, 2018 by vanalika Design Home Design News Home Home News

What You Should Do for House Drawings?

Visual look is important in creating house drawings. We can’t draw it freely if you want to get a good work in detail. It’s very different when you use 3 dimensions way with easy steps for 3D home architect design. In creating house drawing manually, you need to follow some rules. You can take a look at the house drawings from the experts. All of them are created in structured, right?

Find the Idea Before Drawing

To get a structured house drawings, you should look for the idea first. Internet, magazine, photos, or real building are useful to help you in sketching your work. Don’t worry if you don’t have enough skill in sketching or drawing. You still can utilize the ruler in getting a straight line to make your works look like from an architect.

Which Perspective You Want to Choose

Perspective is very important to draw an architectural design for house drawings. According to the idea you already found, which perspective you want to choose? one,two,three,or more perspective? But using only one perspective will be not enough for more detail design. Two or three are better because you can see the home building design from some sides.

Be Consistent With the Drawing Technique

After knowing the perspective, you can start to draw. This last point is to remind you to always be consistent with the drawing technique. As we know that you can’t make an improvisation by drawing unstructured lines. At the first you draw, you should make a straight horizontal line as the base point for the building. Then mark left and right side from the midpoint. Drag a straight line to these two points based on the perspective you choose. After that improve your house drawings by adding more lines and the detail sketch outside and inside of the house. There is one thing you need to follow which is avoiding wrist and elbow bending. It’s better if you only move your arm to get the straight lines for house drawings.…

July 12, 2018 by vanalika Design Home Design Interior Design News Home Home News

Easy Steps for 3D Home Architect Design

In creating a 3D home architect design, we need to choose which medium we use. But if we draw it on a paper, it will really need much time and skill to finish one design. That’s why it’s more suitable to use a software. The 3D design will help us to see the result look like in real. No need to prepare the drawing pencil and ruler because you can just sit in front of your laptop and create a 3D home architect design as you like. There are some easy steps below that you can follow to get a 3D home architect design.

Looking for the 3D Design Inspiration Online

The early step is always about the inspiration. When you are not really familiar with the design software, it’s better for you to find the inspiration. There are many medium to use such as Google or Youtube. Watch 3D home architect design tutorials as many as you can. Pay attention how they estimate the wide of the house and steps to use the tools in software.

Download a 3D Design Software

After you understand how to use the tools, it’s time for you to try it by yourself. But you should download the design software. There are many sources that you can find in designing your home for 3D home architect. But which one you choose? free or paid software? If you want to just try, it’s better to download a free or trial software. There is a good recommendation of free trial software named Interior Design 3D. Just simply go to its website and click the free download button. This is a modern design software which has a complete library which contains of floor,wall, furniture, and accessories in many choices. So, it’s really easy to get a perfect home design to realize in real.

Start to Design the Home in Detail

After downloading the software and knowing what are inside, you can start to design your home. Draw a room by dragging a line into square or rectangle according to the wide you want or use ready made template to shorten the time. To make you sure about the size of your home, you can click the show dimensions. After that, do the next step by adding door,window,stairs, and other furniture. There is no limitation to design your dream home because this 3D home architect software has a real time design. Even you can see the very detail or small part of your home easily just by dragging or zooming the part you want to see. You will be amazed with the interior and exterior you make by this 3D home architect software named Interior Design 3D.…

July 9, 2018 by vanalika Design Home Design Interior Design News Home News

Tips to Get a Modern Design for Home

There are many people who are looking for the modern design for home currently. The simple but elegant maybe the reason why they want to apply it at their home. Having a good modern design will make the owner gets its own satisfaction. That’s why trusting the expert to design your home is right. But tell him which do you want for your modern design of home. There are some tips that you can use which are very simple to make your home looks modern below.

Choose the Architecture for Your Modern Home

Architecture is important to get a modern design for home. Do you already know which architectural style suits your home? There are some ideas that you should know in finding the modern look. Not all the simple look of home can be called as modern. But commonly, the use of simple line, color, and shape can create a modern look. You can add more glasses in some part of your home or use wooden floor. Metal and stone are also suitable to put for a modern design for home.

Highlight Something in Your Home

To find the best modern design for home, you can look for the ideas. There must be something which becomes the highlight. Get yourself inspired by selecting which side you want to show for modern design for home. The outer look is the right place for you to create a highlight for your home. Choose the unique shape which can impress people when they see your home.

Add More Arts and Plants

The last way to get a modern design for home is by adding more suitable stuffs. The suitable stuffs in here means the arts and plants. Don’t put too much accessories to your home if you want to get a modern look. Just bring more arts or plants to the suitable sides in your home. Support the appearance by making a garden when it’s possible.

June 29, 2018 by vanalika Design Home Design News Home News Tips News

Tips for Home Decor with Classic Style

Which home style decoration do you use currently? Are you satisfy with it so far? You can change the atmosphere of your home by changing the decoration for several time. But using classic style never fails to make home looks stunning. There’s a change for you to try this by following tips for home decor with classic style in here. You may know where to get the classical stuffs but choosing the suitable one is not easy. That’s why you need to pay attention about tips for home decor.

Choose a Kind of Color for the Wall

Different with very colorful decoration, classic style only needs a kind of color to make your home looks great. Choose colors like brown, gold, and maroon to set on the wall. But if you have white wall, you can make your home looks more classical by adding the necessity in the next tips for home decor.

Place a Classy Look of Chandelier

Chandelier is the other stuff you should place in your home. This is the second tips for home decor which is very supportive for the classic style. Look for the chandelier at the decorations store you know. Choose the shape or model which suits best to make your home looks classic. But it’s better if you buy the classy look of chandelier. You also can choose the colors like white or gold. Then place it to your living room, kitchen, or bed room as you wish.

Set Wooden Furniture in every Room

So what’s next after chandelier? It’s the wooden furniture that you should set in your home. Because of the classic style, you should set wooden furniture in your every room. Buy closets, tables or chairs which consist of wooden materials. This is the third tips for home decor to follow. Consult with the design expert if you can’t find the right one.

Choose Curtains Made from Silk Material

Choosing silk material for curtains is the last tips for home decor to follow. We all know that this material has a soft and glossy look. It’s very perfect for every home with classic style. You can prove it by trying the last tips of home decor. Once again you need to check about the suitable colors.…

May 6, 2018 by vanalika Design Home Home News

SIMPLE HOME DESIGN FOR SMALL HOUSE

Nowadays, the current property prices are very high compared to the previous year. The newly married young couple usually will buy a simple small house to suit their financial condition. But any small house can still be designed properly by a simple home design so that it remains comfortable and still looks beautiful. Here are the tips for simple home design for a small house.

Bright Colors

The first simple home design for small house use mostly bright colors. Design your house with bright and white colors make your house feel spacious and look bright. You can combine the white color on your wall and colored or patterned rug on the floor. This will make your house warmer and more beautiful.

Maximize Big Window

The next simple home design for small house maximize the big window. Let the sun shines from the outside brighten your room. It will make your room looks larger and wide-open. Take advantage of the morning sunlight, when it is too hot in the daylight you can use a curtain with interesting motives to cover the window.

Mirror

The next simple home design for small house put the mirror on the wall. By reflecting the light, mirrors can help create the optical illusion that makes a small room looks wider. Attach a large mirror on the living room or dining room wall to create a duplicate illusion of the real size of the room.

High Ceiling

The next simple home design for small house design a high ceiling for each room. If you have a small room, you need to design a high ceiling because it will make your room more spacious and give a relieving feeling. Design the high ceiling especially for the public rooms such as living room or dining room. Because you will tend to use this room together often.…

April 4, 2018 by vanalika Design Home How To

DECORATING IDEAS FOR YOUR HOME

Sometimes you may need some decorating ideas for your home. Whether you have a big and luxurious home or a small and simple home. A luxurious house not only can be found with the excessive decoration. A simple home could also be luxury with some of the following home decorating ideas. These tips below may help you to design a simple yet luxurious home decor.

Warm Wall Colour And Minimalist Wallpaper

One of the main keys in simple yet luxurious home decor is the choice of the wall design. Whether you choose a plan wall colour like white, grey or beige or decorate it with a wallpaper. You can choose a wallpaper with motifs of lace or abstract with a warm colour. The most important thing in decorating ideas for your home is to make sure that every aspect of the decorations are balanced and blends as well.

Note The Messy Cable

The simple thing to do in decorating ideas for your home is tidy up the messy cable. One of the things that can ruin a simple but luxurious home decor is the distraction of the cable lying carelessly. Such as cable TV, fan, charger and various other wires. To create a perfect home decor, make sure you have hidden the cables.

Decorate The Wall With Family Photos

Showing the warmth of the family can also be a simple home decorating ideas for your home. It could be a trick that changes a simple house into a luxurious house. Not just a minimalist décor, but the warmth of the family can also add the luxury of your home. So, do not hesitate to decorate a room in your house with various family photos.

Keep It Simple

The next decorating ideas for your home is to keep it simple. Simple but luxurious home decor will be perfect if you carry a minimalist theme. No need to choose too many decorations and also the display wall. Choose a few that could be a statement item. On the other words, if you put too many decorations it will make the room look full.

Use The Harmonize Colours

Try not to use too many colours in decorating ideas for your home. For example, use only 3 dominance colours such as white, grey and beige. It will make your house more simple yet luxurious.

Put Ornaments At One Place

If you have a lot of ornaments, try not to spread the display in various corners of the house. Combine the display in a glass display cabinet. For example, put your favourite books and other decorations in one place alongside the TV cabinet. This will not take too much spot in your house.

Put Souvenirs From Travelling

If you often go travelling, put a variety of souvenirs you collect from many places. Try to put together a display with a single theme, such as plates, cutting board, or any other souvenirs. This will complete the stage of decorating ideas for your home.…

March 7, 2018 by vanalika Best Designer Design Home Home